Keep Seniors Safe With the Right Home Care Equipment Purchases

An older adult uses a walker with her caregiver, who understands how to keep seniors safe.
Keep seniors safe with these tips.

Do you think an older adult you love struggles to feel safe climbing in and out the tub and shower? Does he or she require a walker or rollator to move around? If that’s the case, it’s highly likely that you’ll soon be looking to buy the in-home assistive devices that so many families use to keep seniors safe. It’s also likely that you’re wondering how to cover the cost for these assistive products, and if any of them could be covered through Medicare or insurance.

Similar to home care services, there are many different options to consider when choosing home care assistive devices. Below are just a few of the options available to help you or a loved one in obtaining home medical supplies.

Medicare

If the older adult has Medicare Part A and is qualified for the Home Health Benefit, then Medicare will cover 80 percent of the allowable fee for medically required durable medical equipment. If an older adult is covered by Medicare Part B, he/she is not required to qualify for the Home Health Benefit, and Medicare will cover 80 percent of the permissible amount for medically necessary durable medical equipment.

Veterans’ Administration (VA)

You can also reach out to The Veterans’ Administration for support in furnishing durable medical equipment to individuals who qualify. Veterans or the spouse of a veteran may be qualified for benefits.

More Options for Buying Home Care Equipment

If someone does not qualify for Medicare or to receive benefits from the Veterans’ Administration, there are a couple other possibilities to help cover the cost for home care products to keep seniors safe. Here are tips for using long-term care or health insurance and private finances to pay for the equipment needed:

Long-Term Care Insurance/Health Insurance

If the equipment or supplies required are medically necessary, they might be partly covered by some private insurance carriers. Coverage is either based upon the person’s coverage, or, if the person seeking coverage is a dependent, then the family policy should be assessed for details on dependent coverage.

Understand, however, that while having your insurance provider cover some of the expense may seem like a good idea, it might be possible to find the products you need at an “out of network” supplier at a reduced cost.

Private Finances

If the equipment you need to keep seniors safe isn’t covered by private insurance, consider looking into equipment rental possibilities or formerly owned items such as wheelchairs, scooters and accessible vans. Used equipment may be found in disability publications as well as on websites such as craigslist.org, eBay.com, and UnitedAccess.com.

If you’d like additional help either in choosing or buying home care equipment and other adaptive devices for a loved one, contact the Phoenix home care team at Nightingale Homecare today. We can provide a complimentary in-home consultation, make equipment recommendations, arrange for order and delivery, and answer any other home care questions you may have. Contact us online or call us at (602) 504-1555. Learn more about how we can help in Phoenix, Paradise Valley, Scottsdale, Peoria, Sun City, and the surrounding metro Phoenix area today!