The seniors we love have worked hard all of their lives to provide for their families and hopefully store away a little nest egg for their retirement years. And while we’d like to picture older adults fully enjoying the security and satisfaction of their hard-earned savings – maybe finally having the opportunity to travel and check off some of the dreams on their bucket lists, for example – the reality is that many seniors fall prey to the craftiness of financial abusers: nearly 40% of all seniors over any given 5-year period, in fact.
While criminal fraud is near the top of the list in senior financial abuse, a close second is from a surprising source: senior caregivers, the very people entrusted with providing care and protection. And we’re all familiar with those unwanted telemarketing and mail solicitors, who, sadly, are often able to coax finances from seniors who struggle with cognitive impairment, memory loss, or simply loneliness.
Surprisingly, however, seniors who are most at risk of financial fraud and abuse share the following characteristics:
Extremely friendly, confident and outgoing
Well educated, particularly in financial matters
Living in urban areas
Cautious with their finances
Sadly, we live in a world where all seniors are at risk for financial abuse, but Nightingale Homecare is here to help! The following tips can help your senior loved ones stay safe from financial fraud and abuse:
Keep an eye on bank statements for any unusual charges
Consider a prepaid debit card to limit spending
Perhaps the best piece of advice we can offer is to partner with a professional in-home care agency, like Nightingale Homecare, which screens and runs background checks on all of their caregivers. In fact, we make it a point to hire only those caregivers with whom we would trust our own beloved family members. So you can rest assured that with our home care services, your senior loved one is safe and secure from financial or any other type of abuse.
To learn more about protecting your senior loved ones and helping them to thrive and enjoy life to the fullest, call us at 602-504-1555 to schedule a free in-home assessment. Whether it’s something as simple as light housekeeping, meal preparation, and companionship, or as complex as chronic disease management and other doctor-ordered care, we’re on hand with skilled, compassionate, and trustworthy home care services, tailored to each individual’s unique needs, supervised by a registered nurse, and updated ongoing as needs change. We look forward to improving quality of life for the seniors you love!
As our loved ones age, it’s normal to worry about them – Is Mom OK living at home by herself? When should Dad stop driving? Are my grandparents getting the care they need? Something that we don’t often think to worry about is whether or not an older loved one has been the victim of abuse.
It is difficult to imagine that anyone would harm a person who has been entrusted to his or her care. The sad fact is, though, elder abuse does occur at alarming rates each year. According to the National Center on Elder Abuse, recent studies estimate that up to 7.6–10 percent of the elderly population in the U.S. have suffered abuse.
Oftentimes, the warning signs of senior abuse or mistreatment may go unnoticed; they may appear to be symptoms of dementia or signs of the person’s frailty — or caregivers may explain them to you that way. However, there are some key signs to watch for in order to uncover and stop elder abuse.
In general if you witness frequent arguments between the caregiver and the senior or a change in your loved one’s behavior – acting withdrawn, afraid, etc. – these are often signs that abuse is taking place.
If you are still unsure whether or not your loved one is a victim of abuse, look for the following physical and behavioral signs.
Signs of Physical Abuse
Unexplained bruises, burns, welts, or scars
Broken bones or sprains
Signs of restraint, such as bruises or marks on the wrists
Caregiver’s refusal to allow you to see the elder alone
Odd explanations for injuries, such as, “She ran into a door.”
Signs of Emotional and/or Verbal Abuse
Unusual behavior that mimics dementia symptoms, such as biting or rocking
Nervous or fearful behavior, especially around the caregiver
Witnessing the caregiver yell at, threaten, or belittle the older adult
Forced isolation by the caregiver
Signs of Neglect
Unexplained weight loss
Untreated physical problems, such as bed sores
Unsanitary living conditions
Unsafe living conditions (no heat or running water)
Signs of Financial Abuse
Bills go unpaid
Unaccounted for expenses or money disappearing from bank account
Unusual purchases that your loved one didn’t used to make
Increased use of credit cards
More frequent cash withdrawals
Adding the caregiver or someone new to bank accounts or credit cards
Preventing Elder Abuse
The good news is that elder abuse is preventable. Staying in regular contact with your older loved one, either via telephone or routine visits, can help you spot any activity that may be suspect. Caregiving for a loved one can be very stressful, and can lead to caregiver burnout. If you or another family member is caring for an older loved one, remember to take time off to rest and recharge. Home care agencies, like Nightingale Home Care of Phoenix, can provide respite care services to ensure you get the breaks you need in order to be the best caregiver you can be.
Additionally, working with Nightingale can help provide families with peace of mind, as we require that all our caregivers undergo thorough background checks and regular supervision to ensure they provide stellar care and treat each of our clients like family.
If you would like more information about how to prevent elder abuse or if you are searching for home care services in the Phoenix area, contact Nightingale Home Care today.
A Nightingale representative would be happy to answer your questions or help you arrange for home care that is custom-fit to your needs.